After Hurricane Ian wreaked havoc in Florida, causing death and destruction, contractors came running to “help.”

I’ve been handling Hurricane Claims for more than 30 years. Here are just a few things to consider:

1. Have a lawyer review any contract before you sign.
2. Make sure there is a “Termination Provision” in any contract setting forth how the Contract can be canceled and what you will owe in the event you terminate your contract.
3. Get independent experts to determine your damage. Don’t just rely upon the insurance companies “Independent Adjusters.”
4. Take plenty of photos of all your damages.
5. Save your receipts for any expenses incurred, emergency remediation, shrink wrap, blue taps, moving, storage, any other additional expenses may be reimbursed based upon your insurance coverage.
6. Get a second opinion on everything! From the insurance company’s decision to a contractor’s bid.
7. Make sure your contractor has a great reputation and is licensed and bonded.
8. Don’t “give away your claim” by assigning your rights to a contractor.

Any questions? EMAIL ME.